Small Business is Our Business

Business Credit Cards: Business Card: The 0% introductory APR applies to purchases and balance transfers and is valid for the first 20 billing cycles. The introductory APR does not apply to cash advances. Thereafter, the APR may vary and as of 12-01-2020, the undiscounted variable APR for Purchases, Balance Transfers, and Cash Advances is P+6.74%-P+14.74% (based on your creditworthiness) with a maximum APR of 17.99%. We may end your introductory APR and apply the standard APR or Penalty APR if you make a late payment, make a payment that is returned, or your account exceeds the Credit Limit. Annual fee: $0. Smart Business Rewards: A onetime 20,000 points bonus will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer's Card within 90 days from the account being opened. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Card is subject to terms and conditions of the Cardholder Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on the creditor and issuer of these cards thru Elan Financial Servicers, pursuant to a license from Visa U.S.A.. The APR may vary and as of 12-01-2020, the variable APR for Purchases, Balance Transfers, and Cash Advances is P+12.74%-P+14.74% (based on your creditworthiness) with a maximum APR of 17.99%. Annual fee: $0 for the first year. After that, $95. Foreign Transaction fee is 0%. Business Checking: Transactions refer to any combination of deposits, paid items and deposited items, including paper and electronic transactions. Transactions do not include any transactions using a Telhio debit card. Minimum opening deposit of $50.00 on all Business Checking Accounts. Terms and restrictions may apply and are subject to change from time to time. Merchant Services: Offer includes one time waiver of the application fee for this product, equipment and other services fees still apply. SBA loans: Offer includes one-time waver of one lender fee for first loan. Other fees may still apply including but not limited to pass through fees when applicable. All Offers expire May 31, 2021. Telhio reserves the right to modify or withdraw these products and offers at any time. All products may subject to credit and underwriting guidelines. Telhio is open to anyone who lives, works, worships or goes to school in Franklin, Fairfield, Delaware, Licking, Madison, Pickaway, Union, Hamilton, Warren, Butler and Preble counties. This credit union is federally insured by the National Credit Union Administration. Telhio Credit Union, 96 N 4th St. Columbus OH 43215. Deposit accounts at different divisions are part of Telhio Credit Union. Deposits held at each office are not separately insured. NMLS #251831.