Vehicle Loans
Auto, Boat, and RV
Easy loan application with quick approvals. Auto loans with flexible terms that get you more for your money. It's that simple. Once you've been pre-approved, you can choose a vehicle from one of our great auto-dealer partners.
December Auto Refi Promotion
Refinance your ride and make no payments for 60 days!
Take advantage of this limited time offer. Refinance your existing auto loan with Telhio and make no payments for 60 days. You can use those savings to pay for other year-end expenses or put more more cash in your pocket. Plus now is a great time to take advantage of recently reduced rates.
Applications accepted in branch, online, via the Telhio mobile app, or by phone at 614-221-3233.
*Offer valid on auto refinance applications submitted from 12/01/2024 through 12/31/2024. Valid on existing non-Telhio auto loans. Offer for Telhio members. Non-members must first open a Share Savings account to participate. Members who refinance will make no payments for 60 days (interest will accrue during this time). Valid on car loans only, no motorcycles, RVs, boats. Not valid on lease buyouts. Minimum loan amount of $5,000. Not valid with any other promotion. Offer subject to credit and underwriting guidelines. Telhio reserves the right to modify or eliminate this offer at any time.
Vehicle Loan Rates
Get Pre-Approved & Buy With Confidence!
Get a pre-approved loan and you will know what you can afford before you start car shopping.
Additional Coverage
We also offer additional coverage that can be added to your loan application. See our list of additional coverage for more details.
Product
Rate as Low as
APR as Low as
Product
New Auto*
Rate as Low as
5.49%
APR as Low as
6.049%
Product
Used Auto**
Rate as Low as
5.64%
APR as Low as
6.199%
Product
Motorcycles***
Rate as Low as
6.74%
APR as Low as
7.164%
Product
RV/Boat****
Rate as Low as
7.24%
APR as Low as
7.586%
Rates effective on October 30th, 2024.
A $165 doc prep fee applies. Additional discounts may be available. Certain restrictions and credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to underwriting guidelines and credit approval. Rate disclosed is based on a highly qualified credit candidate and may vary.
*Example: A $15,000 vehicle loan with no down payment will be paid in 48 months with a payment of $352.62 at the disclosed APR. APR=Annual Percentage Rate.
**Example: A $15,000 used vehicle loan with no down payment will be paid in 48 months with a payment of $353.65 at the disclosed APR. APR = Annual Percentage Rate.
**Example: A $20,000 motorcycle loan with no down payment will have a payment of $480.45 for 48 months with disclosed APR. APR = Annual Percentage Rate.
***Example: A $20,000 RV loan with no down payment will be paid in 60 months with a payment of $401.58 at the disclosed APR. APR = Annual Percentage Rate.
Additional Vehicle Coverage
Telhio makes sure to keep you and your vehicle moving, which is one reason why we offer services at a low cost that you can easily add to your monthly payment.
Enterprise Car Sales
Not sure where to begin when searching for a car? Start with a dealer we trust! Our partners at Enterprise Car Sales offer a selection of high-quality, low-mileage vehicles with the latest technology and features.
Telhio Insurance Services
If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.
