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Ohio Homebuyer Plus makes specialized, tax-advantaged savings accounts available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to above-market interest rates that will help them to save and grow their money faster.

For more information about the Ohio Homebuyer Plus program, please visit ohiotreasurer.gov/homebuyerplus.

Please note: Individuals are required to review the Ohio Homebuyer Plus participation statement prior to opening an account through the program. You can review the participation statement HERE.

Ohio Homebuyer Plus Savings Account

Take advantage of this special offer of an interest-bearing savings account to assist Ohioans on their homebuying journey. Earn 7.00% APY on an Ohio Homebuyer Plus Savings Account.

Minimum Opening Deposit

Rate

APY

Minimum Opening Deposit

$100

Rate

6.785%

APY

7.00%

Rate effective Midnight on Wednesday, September 11, 2024.

OHIO HOMEBUYER PLUS REQUIREMENTS

Participants MUST:

  • Be an Ohio resident at least 18 years of age
  • Have their primary residence located in the State of Ohio
  • Only use account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming their new primary residence

Accounts must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000.

*APY = Annual Percentage Yield. Eligible to members and non-members. Non-members will first need to open a Share Savings Account in addition to the Ohio Homebuyer Plus Savings Account to qualify. $100 opening deposit required. Members must maintain a minimum balance of at least $100. Maximum deposit allowable of $100,000. Account cannot be held jointly. Two individuals who are legally married are both eligible to open and fund individual accounts held under their own membership. Must be a resident of the State of Ohio with primary address being in Ohio. Applicant must be at least 18 years of age. Funds must be used within five years of account opening. Members shall hold not more than one Ohio Homebuyer Plus Savings Account at any one time except as allowed in the Ohio Homebuyer Plus Participant Statement. Rates are subject to change at any time.