Share Savings

It all starts here. Every Telhio member has their own share savings account with a minimum of $5 on deposit. It's what makes you a member! Your account earns interest daily, which is compounded and paid monthly. All of our savings accounts come with free online banking access.

Secondary Savings

Saving for a large purchase or major event? We can help you set aside money to save towards your goal with a secondary savings account. By opening this type of account, you can prevent the burden of a large chunk of money being pulled from your main checking or savings account. Best of all, you can give each account a unique name to help you keep your money organized!

Account

Rate

APY*

Account

Share Savings

Rate

0.03%

APY*

0.03%

Account

Secondary Savings

Rate

0.03%

APY*

0.03%

Rates effective Midnight on Monday, August 10, 2020

* APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Rates are subject to change at any time.

Money Market Account

Looking to save more? Open a Telhio Insured Money Market Account.

A money market is a high-yield savings plan with no fees or early withdrawal penalties. Money Market Accounts (MMAs) are a type of deposit account that allow you to earn interest on your funds, while also providing easy access to your money if needed. Money market dividends are earned daily and paid monthly. There are no penalties for accessing your Telhio Money Market funds early, even the interest that you earn can be withdrawn once it's posted to your account!

Our Money Market account is tiered so the more you deposit the more you earn. You can open a Money Market online, or in a Telhio Branch Location!

Money Market Tier

Rate

APY*

Money Market Tier

$1,000.00 to $4,999.99

Rate

0.05%

APY*

0.05%

Money Market Tier

$5,000.00 to $9,999.99

Rate

0.55%

APY*

0.55%

Money Market Tier

$10,000.00 to $24,999.99

Rate

0.85%

APY*

0.85%

Money Market Tier

$25,000.00 to $49,999.99

Rate

1.10%

APY*

1.11%

Money Market Tier

$50,000.00 to $99,999.99

Rate

1.15%

APY*

1.16%

Money Market Tier

$100,000.00+

Rate

1.20%

APY*

1.21%

Rates effective Midnight on Friday, October 7th, 2022

* APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Rates are subject to change at any time.

Want to earn more interest?

Certificate of Deposit

Consider putting your savings into a Certificate of Deposit (CD). We offer competitive rates and a variety terms to fit your needs!

Get more from your savings account

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Automatic Savings Option

Make savings simple by taking advantage of our automatic savings transfer option. You can customize the feature for the amount and frequency based upon your specific savings goals.

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Your Savings is Protected

Enjoy the assurance of knowing their accounts are safe and secure. When you join Telhio, your funds are insured.

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Open a Youth Savings

Telhio helps you raise money smart kids with our Money Mammals Kids Club program.