Vehicle Loans
Auto Refinance Special
Limited Time Offer
Cruise Into Cash!
Get 2% cash back - up to $750 when you refinance your auto loan with Telhio.†
Bring your existing auto loan from another financial institution and refinance with Telhio.
Apply today in-branch, via phone at 614-221-3233, or online. Offer good on applications submitted from May 1 - June 30, 2026.
Auto, Boat, and RV
Easy loan application with quick approvals. Auto loans with flexible terms that get you more for your money. It's that simple. Once you've been pre-approved, you can choose a vehicle from one of our great auto-dealer partners.
Additional Vehicle Coverage
Telhio makes sure to keep you and your vehicle moving, which is one reason why we offer services at a low cost that you can easily add to your monthly payment.
Telhio Insurance Services
If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.
Shop now for a new car
Telhio has partnered with AutoSMART to provide members a streamlined and seamless auto buying experience. Shop thousands of new and used vehicles online!
Vehicle Loan Rates
Get Pre-Approved & Buy With Confidence!
Get a pre-approved loan and you will know what you can afford before you start car shopping.
Additional Coverage
We also offer additional coverage that can be added to your loan application. See our list of additional coverage for more details.
Product
Rate as Low as
APR as Low as
Product
New Auto*
Rate as Low as
4.49%
APR as Low as
5.046%
Product
Used Auto**
Rate as Low as
4.89%
APR as Low as
5.448%
Product
Motorcycles***
Rate as Low as
6.74%
APR as Low as
7.164%
Product
RV/Boat****
Rate as Low as
7.24%
APR as Low as
7.586%
Rates effective on May 6th, 2026.
A $175 doc prep fee applies. Additional discounts may be available. Certain restrictions and credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to underwriting guidelines and credit approval. Rate disclosed is based on a highly qualified credit candidate and may vary.
*Example: A $15,000 vehicle loan with no down payment will be paid in 48 months with a payment of $345.75 at the disclosed APR. APR=Annual Percentage Rate.
**Example: A $15,000 used vehicle loan with no down payment will be paid in 48 months with a payment of $348.48 at the disclosed APR. APR = Annual Percentage Rate.
**Example: A $20,000 motorcycle loan with no down payment will have a payment of $480.45 for 48 months with disclosed APR. APR = Annual Percentage Rate.
***Example: A $20,000 RV loan with no down payment will be paid in 60 months with a payment of $401.58 at the disclosed APR. APR = Annual Percentage Rate.
†Offer for Telhio members only. Limit one cash back offer per vehicle refinanced. Valid on auto loan refinances from 5/1/2026 through 6/30/2026. Receive 2% cash back, up to $750, when you refinance an existing non-Telhio auto loan with Telhio. 2% cash back is calculated using the amount of Telhio loan proceeds used to pay off the existing loan and may not be the full amount of the Telhio loan. Cash back does not include any portion of the loan used for cash-out purposes. Valid on car and consumer use truck loans only; no motorcycles, RVs, or boats. Not valid on lease buyouts. Minimum loan amount of $5,000. Not valid with any other promotion. Not eligible with employee discount. Cash back may be forfeited if loan is paid off within six months. Offer subject to credit and underwriting guidelines. A Telhio checking account is required to receive the cash back offer. The checking account must be open prior to the loan funding, and the cash back will be deposited into Telhio checking account at loan funding. Cash bonus may be considered income and reported on IRS Form 1099-INT. Telhio reserves the right to modify or eliminate this offer at any time.
