Telhio reserves the right to suspend these programs at any time without cause or harm to the borrower(s).

90 Days to First Payment*
Now you have the opportunity to select 30 - 90 days for your next payment.

* Certain restrictions apply.  Telhio has the right to amend or suspend this offer at any time.

Money-by-Mail™
Most Telhio loans can be closed by mail instead of coming into a branch and waiting for a representative. You receive all the documents you need and a complete checklist of what to do and where to sign through the mail. It's a do-it-yourself loan closing that is handled at your convenience anywhere you choose.

LOAN-BREAK™
Take a break and skip-a-loan payment. LOAN-BREAK™ is designed to provide a reward to members with good credit histories. Members who have not been delinquent on a Telhio loan, are not currently delinquent, or who are not overdrawn on an account may qualify for this program.

Up to twice a year, Telhio will decide whether or not to offer this program. If the program is available, then a notice is mailed to members who qualify. There is a nominal fee for each loan payment the member chooses to skip (defer).

[NOTE: Telhio cautions all members before choosing the LOAN-BREAK program to consider the fact that the interest continues to accrue on this loan. As a result of the continued interest accrual, the term of the loan will be extended.]