PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE ACTIVATING ALERTS.

• The Free E-mail Alerts service is provided for your convenience and is designed to give you timely notice of specific events. However, the Free E-mail Alerts service cannot provide immediate notice of events and is not a substitute for active management of your accounts and other credit union services. You may experience errors, interruptions, delays or failures in the receipt of your Free E-mail Alerts for a variety of reasons, which may include technical difficulties suffered by Telhio Credit Union or your Internet service provider or wireless communications carrier. If you choose to have your Alerts delivered to your cell phone or certain other devices, a portion of the Alert, or related information and disclaimers, may be omitted due to space limitations or technological considerations.

• You are responsible for providing complete and accurate contact information to Telhio Credit Union for the purpose of receiving the Alerts. You are also responsible for promptly updating such information in the event of any change in your e-mail address, cell phone number or other identified means of contact.

• We currently provide the E-mail Alerts service to our members at no additional charge. However, we reserve the right, at any time, to begin charging a fee for the E-mail Alerts service or to impose other limitations on its use. You will be notified of any such change in advance.

• TELHIO CREDIT UNION AND ITS SUPPLIERS MAKE NO WARRANTIES TO YOU REGARDING: (A) THE TIMELINESS OF THE FREE E-MAIL ALERTS SERVICE; (B) THE ACCURACY, RELIABILITY OR COMPLETENESS OF ANY ALERTS PROVIDED; OR (C) THE SECURITY ASSOCIATED WITH ANY INFORMATION TRANSMITTED VIA FREE E-MAIL ALERTS. YOUR USE OF THE FREE E-MAIL ALERTS SERVICE IS AT YOUR OWN RISK. TELHIO CREDIT UNION WILL PROVIDE THE FREE E-MAIL ALERTS SERVICE TO YOU ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TELHIO CREDIT UNION AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

• UNDER NO CIRCUMSTANCES SHALL TELHIO CREDIT UNION OR ITS SUPPLIERS BE LIABLE TO YOU FOR INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO INVESTMENT LOSSES, FINANCE CHARGES, LOSS OF BUSINESS, LOST OPPORTUNITIES, LOST PROFITS, OR OTHER ECONOMIC DAMAGES, RESULTING IN ANY WAY FROM YOUR USE OF OR RELIANCE UPON THE FREE E-MAIL ALERTS SERVICE OR THE CONTENTS OF SPECIFIC ALERTS, WHETHER THE CLAIM FOR DAMAGES IS BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT TELHIO CREDIT UNION IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.