To begin utilizing any of our products or services you must first open a Share Savings account with  a $5.00 deposit. This deposit guarantees your right to be a member-owner of Telhio, a full-service financial cooperative since 1934.  Telhio products and services are available to everyone who lives, works, worships or attends school in Franklin County and these zip codes extending beyond such as: Canal Winchester, Dublin, Galloway, Johnstown, London, Orient, Pataskala, Pickerington, Powell, Reynoldsburg, and Westerville. Membership is also extended to anyone who is related to a current Telhio member (parent, grandparent, spouse, child, brother or sister). 

Your funds are insured! The savings shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration. This share insurance is similar to deposit insurance provided by the Federal Deposit Insurance Corporation (FDIC). Click here for more information on NCUA insurance.

Telhio has additional insurance that will provide coverage to our members beyond the typical $250,000 for share savings accounts. This is the highest level of combined federal/private share savings insurance available. This coverage has become available through the addition of excess coverage from the Excess Share Insurance Corporation (ESI).

ESI now provides $250,00 in coverage on top of the federal government's $250,000. The best news for our membership is that this additional insurance is FREE!

Insurance Coverage Examples

Individual Member

$250,000 NCUA + $250,000 ESI = $500,000

Individual Member with an IRA

IRA Coverage

$250,000 NCUA + $250,000 ESI = $500,000

Individual Member Coverage

$250,000 NCUA + $250,000 ESI = $500,000

Total Coverage $1,000,000

Joint Member

Primary Member

$250,000 NCUA + $250,000 ESI = $500,000

Joint Member

$250,000 NCUA + $250,000 ESI = $500,000

Total Coverage $1,000,000

ESI is a wholly owned subsidiary of American Share Insurance (ASI), the nation's largest private deposit insurer, and insures only credit unions meeting its high standard. Brochures are available in each branch.

Opening a New Account

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You must provide the following information:

1. Name, address, date of birth, and other information that will allow us to identify you.
2. Valid social security number card.
3. Current driver's license or other identifying documents with a valid photo. (If address on the picture identification is not current then you will need to provide us with a piece of mail that shows your current address such as an utility bill, credit card bill or bank statement.)
4. Thumbprint will be taken.

Products and Services

• Share Savings
• High Yield Savings Accounts
• FREE Checking
• Share Certificates
• Share Youth Certificates
• Money Market Accounts
• Individual Retirement Account (IRA)
• Health Savings Account (HSA)
• Club Accounts
• Investment Services
• FREE Home Banking
• FREE Bill Payer
• FREE Automated Telephone Access
• FREE Debit Card
• FREE Direct Deposit
• FREE Notary Service
• ATM Network
• Shared Branching Nationwide
• Safe Deposit Box
• U.S. Savings Bonds
• Preferred Partners
• Youth Programs

So come experience a new way of banking at Telhio Credit Union. Our staff is ready to assist you with all your financial needs! You may contact us at #614-221-3233 option 4, or visit one of our convenient branches.